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How Invoice Finance Supports Haulage & Logistics Businesses
- Danielle Davis
- Mar 10
- 2 min read
Updated: Mar 12
Keeping Your Fleet Moving with Invoice Finance
Running a haulage business comes with unique cashflow challenges. Fuel costs, vehicle maintenance, insurance, and driver wages all demand payment long before customers settle their invoices. Waiting 30, 90, or even 120 days for payment can put a strain on operations. That’s where invoice finance comes in - offering a reliable solution to maintain cashflow and keep your fleet on the road.
What is Invoice Finance for Haulage Companies?
Invoice finance allows haulage businesses to unlock the working capital tied up in unpaid invoices. Instead of waiting for customers to pay, you can receive an advance - typically up to 90% of the invoice value - within 24 hours and sometimes immediately. This ensures you have the working capital needed to cover day-to-day expenses and fuel business growth.
The Benefits of Invoice Finance for Hauliers
1. Improved Cashflow
Haulage companies rely on consistent cashflow to cover essential expenses. Invoice finance bridges the gap between completing jobs and receiving payment, ensuring a steady flow of funds.
2. Cover Rising Fuel Costs
Fuel prices fluctuate, and unexpected increases can eat into your profit margins. With invoice finance, you don’t have to wait for customers to pay before refuelling your vehicles.
3. Keep Up with Vehicle Maintenance
Regular servicing and repairs are critical to keeping your fleet running efficiently. Invoice finance gives you access to funds to manage maintenance costs without financial strain.
4. Pay Drivers on Time
Your drivers are the backbone of your business. Ensuring they are paid on time helps maintain morale and retention, avoiding disruptions to operations.
5. Grow Your Business
With improved cashflow, you can take on new contracts with confidence, expand your fleet, and invest in better technology—all without the cashflow constraints of waiting for slow-paying customers.
Invoice Factoring vs. Invoice Discounting for Hauliers
Both Invoice Factoring and Invoice Discounting provide access to cash tied up in invoices, but they work differently:
Invoice Factoring: The finance provider manages credit control and collects payments from customers on your behalf. This saves time and ensures smooth collections, making it ideal for businesses looking to outsource payment chasing.
Invoice Discounting: You remain in control of customer payments while still accessing a cash advance. This option is best for businesses that have strong credit control processes in place.
Is Invoice Finance Right for Your Haulage Business?
If your business faces long payment terms and cashflow gaps, invoice finance is a practical solution. It provides fast access to funds without taking on additional debt, ensuring you can cover essential costs and seize new opportunities.
Find the Right Lender with 12s Finance
At 12s Finance, we specialise in ultimately matching UK haulage businesses with the perfect invoice finance lender. Our tailored approach ensures you get a funding solution that meets your specific needs. We don’t just pass on an enquiry - we ask the right questions to find the best fit for your business.
Ready to keep your haulage business moving without cashflow concerns? Get in touch today and let us find the ideal invoice finance solution for you!
Alternatively, you can read more at our Invoice Finance for Haulage Businesses page.