Invoice Finance for Printers: Keep Cash Flowing, Keep Printing
- Tommy Hume
- Mar 13
- 2 min read
The Cashflow Challenge in the Printing Industry
Running a printing business comes with significant upfront costs - materials, ink, paper, machinery maintenance, and wages - all needing payment before you get paid by customers. However, long payment terms of 30, 90, or even 120 days can put a strain on cashflow, making it difficult to cover expenses or take on new jobs.
This is where invoice finance for printers becomes a game-changer. Instead of waiting for customer payments, you can access cash tied up in unpaid invoices, keeping your business running smoothly.

How Invoice Finance Works for Printing Companies
Invoice finance allows you to receive up to 90% of your invoice value upfront, sometimes even more, with the remaining balance (minus fees) released once your customer pays. This means no more waiting for payments - you get the working capital you need as soon as you’ve completed a job.
Key Benefits of Invoice Finance for Printers
✅ Steady Cashflow – Cover essential costs like ink, paper, and machine maintenance without delays.
✅ Take on More Work – With reliable cashflow, you can accept larger print orders and scale your operations.
✅ Pay Suppliers on Time – Avoid supply chain disruptions and maintain strong supplier relationships.
✅ Invest in Growth – Upgrade your equipment, hire more staff, or expand your services with confidence.
✅ No More Chasing Payments – With invoice factoring, the lender handles collections, saving you time.
Invoice Factoring vs. Invoice Discounting for Printers
Both options provide cash advances, but the difference is in who manages collections:
Invoice Factoring – The finance provider collects payments on your behalf, reducing admin work.
Invoice Discounting – You stay in control of customer payments while accessing an advance.
Find the Right Lender with 12s Finance
At 12s Finance, we specialise in helping UK printing businesses find the right invoice finance provider. We don’t just pass on your enquiry - we take the time to match you with a lender that fits your specific needs.
Ready to keep your cashflow strong and your printing business thriving? Get in touch with 12s Finance today!